Settle is a software tool, not a service that acts for you. Settle is not a lender, creditor, debt collector, debt-settlement or debt-relief company, law firm, money transmitter, or tax advisor. We provide tools and information to help you review, request, and settle your own unsecured debts. You authorize and send every communication, you make every decision, and payments move directly from your account to your creditor — Settle never takes custody of your funds.
Using Settle does not guarantee any particular outcome. Settling a debt may have tax and credit consequences. Nothing here is legal, financial, or tax advice; consult a qualified professional about your situation. Availability varies by state.